Fate Homes under $400,000

Welcome to Fate, Texas – a charming city that perfectly blends small-town warmth with modern convenience. Nestled in Rockwall County, Fate is an inviting community that has seen impressive growth while maintaining its friendly atmosphere. With its picturesque landscapes, well-maintained parks, and a strong sense of community, Fate is an ideal place for families, young professionals, and retirees alike.

One of the standout features of Fate is its affordability, particularly when it comes to housing. For those seeking homes under $400,000, Fate offers a variety of options that cater to diverse lifestyles. From cozy single-family homes to contemporary townhouses, there’s something for everyone. The local real estate market is thriving, making it a great time to invest in your dream home without breaking the bank.

In addition to its affordable housing, Fate boasts excellent schools, a plethora of recreational activities, and a close-knit community feel. Residents enjoy easy access to nearby amenities, including shopping centers, dining options, and entertainment venues. The city’s commitment to preserving green spaces means that families can enjoy outdoor activities in the beautiful parks and trails throughout the area.

Fate's strategic location also provides residents with easy access to major highways, making commutes to nearby cities like Dallas and Rockwall a breeze. Whether you’re looking for a peaceful retreat or a vibrant community, Fate, Texas, is a hidden gem that promises a high quality of life, all within your budget. Come explore the possibilities and discover why so many are choosing to call Fate home!

Newest Fate Homes under $400,000

$308,000

3 Beds ⋅ 2 Baths ⋅ 21407431 MLS

Welcome to this beautiful home located in the growing community of Fate, Texas, and zoned to highly sought after Rockwall ISD! This well-maintained home offers a spacious open floor plan with modern finishes throughout. 20 minutes from Dallas! Enjoy beautiful wood flooring, fresh carpet in the bedrooms, elegant crown molding, and updated light fixtures. The kitchen features granite countertops, stainless steel appliances, plenty of cabinet space, and a large island overlooking the living area. The inviting living room offers a cozy fireplace, perfect for relaxing or entertaining. The spacious primary suite features plenty of natural light and a private bathroom. Step outside and enjoy the beautifully landscaped front yard and charming curb appeal. Conveniently located near shopping, dining, and major highways, this home offers the perfect combination of comfort, style, and location. Don’t miss your opportunity to make this beautiful home yours!

321 Deaton Dr, Fate

$375,000

4 Beds ⋅ 3 Baths ⋅ 21408116 MLS

SELLER GIVING $10,000 TO COVER BUYER'S CLOSING COSTS! SPECTACULAR 4 BED 2.5 BATH HOME WITH MEDIA ROOM, STUDY, EXTRA LARGE SECOND LIVING ROOM, GREAT BACK YARD AND MORE! This amazing home in the highly sought after Woodcreek community is ready for its next owner! Like new, it features lots of builder upgrades. OPEN CONCEPT KITCHEN, with GAS STOVE, Island, and lots of cabinets. As you walk through the front door there is a STUDY great for those that work from home but also could be a great DINING ROOM. Primary Bedroom is DOWN STAIRS on 1st level with oversized closet and great en suite bathroom. Upstairs features the MEDIA ROOM, SECOND LIVING ROOM and the three other bedrooms, all with WALK IN CLOSETS. Located in highly sought after Royse City ISD, this home will also most likely go to the brand new North Royse City High School being built! The neighborhood is WALKING DISTANCE to both elementary and middle schools, plus the three pools, community center, pickle ball courts, parks and more amenities offered by the HOA. Also next to the Fate, TX huge city park, this home is in a FANTASTIC LOCATION. A great home ready for a great buyer, schedule a time to see it today!!!

215 Hadley Ln, Fate

$375,000

5 Beds ⋅ 4 Baths ⋅ 21407725 MLS

INCREDIBLE BUYER INCENTIVES: $6,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $6,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. 610 Louder Way is a two-story Fate home with a two-car attached garage and a bright, open main level. The kitchen includes white cabinetry, a center island, generous counter space, and visible appliances, flowing into the dining and living areas. A fireplace anchors the main living room, while large windows provide natural light throughout. The upper level includes bedrooms and bathrooms with flexible room arrangements, and the rear exterior opens to a grassy yard. Central gas heating and electric cooling support year-round comfort. Home comes with a 100-Day Home Warranty

610 Louder Way, Fate

$349,900

3 Beds ⋅ 2 Baths ⋅ 21407052 MLS

Fresh interior paint completed in September 2026 sets the stage for this beautifully updated, meticulously maintained home in Woodcreek. With 2,205 square feet, three bedrooms and two bathrooms, the spacious layout offers room to settle in and make yourself at home. The open-concept kitchen brings together granite countertops, stainless steel appliances and a rare double pantry, providing plenty of storage for everyday essentials. Tall windows fill the living room with natural light, while high ceilings and a gas fireplace create an inviting setting for quiet evenings or a house full of guests. The spacious primary suite offers a beautifully renovated bathroom with a freestanding soaking tub and dual closets. Thoughtful updates extend to the secondary bathroom, giving the home a cohesive, well-cared-for feel. A large attached covered patio extends the living space outdoors, offering a shaded spot for morning coffee, weekend cookouts or unwinding at the end of the day. An oversized two-car garage includes additional storage space along the side, with room for tools, hobbies or seasonal belongings. Built in 2004 and located in Rockwall ISD, this home also enjoys access to a community pool and clubhouse. Beautiful finishes, generous storage and years of attentive care make 242 Cox Drive a welcoming place to begin your next chapter.

242 Cox Dr, Fate

$279,900

4 Beds ⋅ 2 Baths ⋅ 21406894 MLS

This brick and stone single-story home in Fate’s Woodcreek community makes a strong first impression with mature landscaping and an arched stone entry. Inside, a light-filled open-concept layout unfolds beneath vaulted ceilings, with graceful arched doorways and tile flowing through the main living areas. The kitchen pairs granite counters and stainless appliances with rich wood cabinetry and a breakfast bar that opens to the dining area, keeping everyone connected while you entertain. The primary suite is a calm retreat with an ensuite walk-in shower and built-in shelving. Woodcreek amenities include community pools, a splash park, fitness centers and trails. Royse City ISD, easy access to I-30, minutes from Rockwall and Lake Ray Hubbard, and less than 1 hour from DFW Airport. Schedule your private showing today.

1084 Decker Dr, Fate

$270,000

3 Beds ⋅ 2 Baths ⋅ 21405969 MLS

Come and enjoy life in the quiet and welcoming Spring Meadow addition of Woodcreek in Fate, TX! Conveniently located with easy access to I-30, this home is just minutes east of Rockwall’s popular dining, shopping, and entertainment options—offering the perfect balance of small-town charm and city convenience. This beautifully updated 3-bedroom, 2-bathroom home with a dedicated office features a desirable open-concept floor plan and split bedrooms, providing both functionality and privacy. Recent updates throughout the home include new flooring, fresh interior paint, updated baseboards, and modern light fixtures that give the space a bright, refreshed feel. The heart of the home is the stunning kitchen, complete with a large center island, stainless steel appliances, new quartz countertops, and updated faucet and hardware—perfect for everyday living and entertaining alike. Cozy up by the fireplace in the living area, or unwind in the tastefully updated bathrooms that add a touch of luxury. Step outside to a fully fenced backyard, ideal for relaxing, entertaining, or accommodating kids and pets. This move-in-ready home truly has it all—location, updates, and comfort. Call us today to schedule a showing!

313 Citrus Dr, Fate

$375,000

4 Beds ⋅ 3 Baths ⋅ 21391949 MLS

Spacious, versatile and thoughtfully designed, this home offers 2,916 square feet of living space with room to accommodate a variety of needs. Built in 2007, this 4-bedroom, 2.5-bath home features hard-surface flooring throughout most of the home and a functional two-story layout. The kitchen is designed for both everyday use and entertaining, featuring stainless steel appliances, granite countertops and a large center island that provides generous workspace and gathering space. The downstairs primary suite offers a private retreat with a spacious bedroom and ensuite bath complete with dual sinks, a separate tub and shower, and a large walk-in closet. Three additional bedrooms and a full bath are located upstairs, along with a second family room that adds valuable flexibility for a media area, home office, game room, hobby space or additional living area. The combination of multiple living spaces and four bedrooms provides plenty of options for arranging the home to suit your lifestyle. Located in Fate, this home offers convenient access to local shopping, dining, recreation and major roadways connecting to the surrounding area. Whether you're looking for additional living space, a flexible floor plan or a home you can make your own, 323 Deaton Drive is ready to be discovered. If you have questions about this home, please contact the listing agents Sharon Bartlett or Charles Honeycutt at Seeto Realty.

323 Deaton Dr, Fate

$339,997

4 Beds ⋅ 2 Baths ⋅ 21398279 MLS

Commanding a desirable corner lot with an elegant brick & stone façade, this beautifully maintained Woodcreek residence pairs timeless curb appeal with the ease of single story living! A landscaped lawn & covered entry create a gracious welcome, introducing a home where pride of ownership sets the tone. At the heart of it all, the kitchen brings everyday living & entertaining together with a gas cooktop, gas oven, center island & inviting eat in setting. From morning coffee to weekend gatherings, there is room to prepare, serve & stay part of the conversation. Gather around the dining table for special occasions or settle into the welcoming living area for a relaxed evening at home. The primary bedroom offers a peaceful retreat, while secondary bedrooms provide flexibility for guests, working from home or pursuing your favorite hobbies. With every room on one level, the layout keeps daily routines beautifully uncomplicated, complemented by the convenience of an attached two car garage. Outside, the fenced backyard invites you to make the most of your own outdoor space, whether your vision includes summer cookouts, dining beneath the stars or a garden to enjoy through the seasons. Life in Woodcreek brings an exceptional collection of amenities within your community, including three swimming pools, fitness centers, walking trails, playgrounds, two dog parks, a clubhouse, outdoor kitchens, a soccer field & putting green. Enjoy an early workout, an afternoon by the pool or an evening stroll, with plenty of opportunities to connect with neighbors along the way. Located in Royse City ISD, this Fate address also places Rockwall shopping & dining nearby, with Lake Ray Hubbard offering a favorite escape for recreation on the water. Beautifully cared for & positioned to enjoy the best of home & community, 605 Freed Drive offers a compelling opportunity to settle into the lifestyle you have been looking for. Schedule your private tour today & let your next chapter unfold here!

605 Freed Dr, Fate

$289,999

3 Beds ⋅ 2 Baths ⋅ 21401194 MLS

Welcome home to this single-story, well-maintained gem located in the quaint town of Fate! Step into the foyer with newer laminate flooring leading to the spacious guest bedrooms and full guest bath with an updated vanity, light fixture and new skirted toilet. The kitchen is the heart of the home with a convenient island for additional storage, ample countertop space and newer ('24) cooktop-oven and dishwasher. The oversized living room is perfect for movie nights and overlooks the spacious backyard with covered patio. The private primary bedroom includes a walk-in closet and completely remodeled bathroom with sliding barn door, 2 new vanities, cabinet mirrors, light fixtures, oversized walk-in antimicrobial polymer shower, skirted toilet and linen closet with custom glass door. Roof is only one year old! Other updated include: New HVAC system and water heater (04-26), French drains ('26), Landscaping ('26), New ceiling fans and light fixtures ('26), Pest control port on exterior of home, solar screens on windows for energy efficiency, stone and brick exterior elevation, Security system with cameras, and more! Convenient location to dining and shopping in Fate and Rockwall and a short drive to Dallas!

125 Abelia Dr, Fate

$349,900

3 Beds ⋅ 2 Baths ⋅ 21400831 MLS

An IMMACULATE and inviting Texas style single story 3 bedroom 2 bath 2 car garage brick home in the popular FATE area just outside of Rockwall for an easy commute into Dallas! The foyer welcomes you into the spacious living area with a durable wood look ceramic tile flooring thru out offering the warmth of hardwood with the effortless maintenance, wood burning brick fireplace, split bedroom arrangements with a full size hall bathroom, country style kitchen with an eat-in area, laundry nook off the kitchen, the primary bedroom is generous with the en-suite featuring a separate tiled shower stall, soaking tub, and walk-in closet! The backyard oasis features your own private sparkling in-ground Gunite pool with a recently replaced pool pump for those long summer hot days to cool off and create family fun! Sit on the raised tanning deck or under the pergola to watch the kiddo's or roast some marsh mellows under the fire in the crisp Autumn air, 8 ft tall wood privacy fence, 10x10 metal storage building with a loft for the pool toys, and extra wide concrete all around the pool! Established Front beds with landscaping and a great place for entertaining! Recent new upgrade's in 2024: Many Anderson windows replaced, In-Out HVAC-Pool Pump-Water Heater-Door Handles-Fixtures Thru Out-Ceramic Tile Flooring-Ceiling Fans, and New Roof in 2021! All appliances stay except the fridge in the garage! NO HOA DUES & Easy access to the interstate.

408 Er Ellis, Fate

$379,000

4 Beds ⋅ 3 Baths ⋅ 21392197 MLS

Welcome to this immaculate, fairly new two-story brick residence perfectly positioned in the highly sought-after community of Rockwall, Texas. Offering the ideal balance of contemporary design and classic durability, this 4-bedroom, 2.5-bathroom home with a private office, is competitively priced and represents an incredible opportunity for savvy buyers. From the pristine curb appeal to the light-filled interior, this home exudes modern family living. The main floor boasts a functional, open-concept layout designed for effortless entertaining and everyday living. Upstairs, you will find a spacious dedicated gameroom, providing the ultimate flexible secondary living area for movie nights, a playroom, or a casual teenage retreat. All four bedrooms are generously sized, featuring a luxurious master suite down and secondary bedrooms tucked privately upstairs. Book a showing today. This home is ready for its new owners.

375 Meredith Dr, Fate

$350,000

3 Beds ⋅ 3 Baths ⋅ 21393158 MLS

Fall in love with this beautiful 3-bedroom, 3-full-bath home featuring an upstairs loft with a closet and full bath, plus spacious living and dining areas. The kitchen offers a skylight, granite countertops, gas cooking range with oven, and microwave. Enjoy ceramic tile and hardwood flooring, faux-wood blinds, and decorative lighting throughout. Step outside to a private swimming pool with a covered patio and deck—perfect for relaxing or entertaining. The HVAC system was replaced in 2024, and the roof is approximately 3 years old. Refrigerator, washer, and dryer are included. A wonderful home with comfort, functionality, and great features throughout!

258 Vernon Dr, Fate

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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