Waco Homes under $400,000

Welcome to Waco, Texas – a vibrant city steeped in rich history and Southern charm! Nestled in the heart of McLennan County, Waco is known for its unique blend of culture, community, and natural beauty. With its picturesque parks, historic landmarks, and thriving arts scene, Waco offers an inviting atmosphere that makes it an ideal place to call home.

For those seeking a new abode without breaking the bank, Waco boasts an impressive selection of homes priced under $400,000. This affordability doesn't compromise quality; rather, it opens the door to a variety of options, from charming bungalows to modern family homes. Whether you’re a first-time buyer, a growing family, or looking to downsize, Waco’s real estate market has something for everyone.

Imagine settling into a cozy home just minutes from the iconic Magnolia Market, where you can enjoy shopping, dining, and community events. Or perhaps you’d prefer a residence near the scenic banks of the Brazos River, perfect for outdoor enthusiasts and nature lovers alike. Waco’s neighborhoods are diverse and welcoming, each offering its own unique character and amenities.

Beyond the homes, Waco is a city that celebrates its community spirit. With a variety of local festivals, farmers' markets, and a burgeoning culinary scene, there’s always something to explore. Plus, with its central location, Waco provides easy access to major Texas cities like Dallas and Austin.

Discover the charm of Waco today, where your dream home awaits at an affordable price!

Newest Waco Homes under $400,000

$239,900

3 Beds ⋅ 2 Baths ⋅ 21409129 MLS

Thoughtfully updated and ready for its next chapter! A covered front porch with Craftsman-style wood posts and a wood-framed front door sets the tone for this 3-bedroom, 2-bath home. Inside, 1,415 square feet are bright and open, with fresh paint and updated fixtures throughout. The living room centers on a brick fireplace with a wood mantel under a stepped ceiling, and luxury vinyl plank flooring carries through the living and dining areas, giving the main living space a warm, cohesive look with tons of natural light in every room. The kitchen boasts granite counters, a diagonal tile backsplash, stainless appliances, and a breakfast bar that opens to the living room, so the cook stays part of the conversation. Additional updates include a new roof, new windows throughout and all new siding on the 2-car detached garage that continues to homes transformation. Zoned to top-rated Midway ISD, this is home ready for you to make it your own.

1315 Chapel Downs Rd, Waco

$315,000

4 Beds ⋅ 2 Baths ⋅ 21401957 MLS

Welcome home to this beautifully updated 4-bedroom, 2-bathroom home in the highly desirable Mountain View area! Offering over 2,000 square feet of living space, this home features two spacious living areas, giving you plenty of room to entertain, relax, and make lasting memories. Situated on a large lot in an established neighborhood, this property offers the perfect combination of space, comfort, and convenience. Enjoy a central location just minutes from shopping, dining, and everyday essentials. Space, location, and updates all in one place! Whether you're looking for your next family home or simply ready for a change, this property is one you don't want to miss. Don't wait for someone else to call it home—schedule your private showing today before it's gone!

1720 Mountainview Dr, Waco

$99,900

2 Beds ⋅ 2 Baths ⋅ 21408610 MLS

Ready to roll up your sleeves and unlock the potential? This 2-bedroom, 1.5-bathroom property is a true investment opportunity for buyers looking to remodel, build equity, and make a space their own. Whether you're dreaming of creating a personalized home or searching for your next rental property, the possibilities are here. Bring your vision, explore the potential, and transform this property into something special. Make it your own or add it to your investment portfolio—either way, this is an opportunity worth exploring!

808 N 62nd St, Waco

$270,000

3 Beds ⋅ 2 Baths ⋅ 21408281 MLS

Retro Charm Meets Fresh Updates! This 3-bedroom, 2-bathroom brick home is full of character, thoughtful updates, and exciting potential to make it your own! Original hardwood floors have been beautifully refurbished, adding warmth and timeless appeal, while the kitchen gets a fresh touch with new countertops, a farmhouse sink, and stylish backsplash are just a few of the updated items this home has to offer! Love the charm of an older home but dream of adding your own style? This is your opportunity! Whether you embrace its retro personality or envision a modern refresh, this home offers a wonderful starting point with several key updates already completed. Come see the possibilities and imagine the next chapter in this adorable home!

2501 N 32nd St, Waco

$228,900

3 Beds ⋅ 2 Baths ⋅ 21406594 MLS

Welcome to this beautifully renovated 4-bedroom, 2-bath home in Waco! Offering a fresh, updated feel with plenty of room to spread out, this home combines comfort, functionality, and convenience. The spacious layout provides flexibility for everyday living, entertaining, or creating the perfect home office. Step outside and enjoy the HUGE backyard, offering endless possibilities for outdoor gatherings, pets, gardening, or creating your own backyard retreat. Conveniently located just a short drive from downtown Waco, Baylor University, shopping, dining, entertainment, and popular local attractions, you’ll enjoy easy access to everything Waco has to offer while still having plenty of space to call your own. Whether you’re looking for your next home or an investment opportunity, this move-in-ready property is one you won’t want to miss. Schedule your showing today!

3709 N 22nd St, Waco

$249,000

3 Beds ⋅ 2 Baths ⋅ 21405813 MLS

This one checks a lot of boxes.....new paint, new windows, lots of recent upgrades, pretty landscaping.....two living areas, big kitchen, 3 nice size bedrooms, 2 baths, patio cover, storage shed, all in a super convenient location. Must see this one!

1319 Royal Oaks Dr, Waco

$127,000

3 Beds ⋅ 1 Baths ⋅ 21407823 MLS

Located in a convenient Waco neighborhood, this 3 bed 1 bath home offers easy access to local amenities while maintaining a quiet, residential feel. Whether you are looking for your first home, wanting to downsize, or seeking a solid addition to your rental portfolio.

3409 Wood Ave, Waco

$185,000

2 Beds ⋅ 1 Baths ⋅ 21404454 MLS

Charming, timeless, and full of character, this beautiful 1925 brick cottage welcomes you with the warmth and craftsmanship that make homes of this era so special. The classic brick exterior, architectural details, arched brickwork, and large covered front porch create an inviting first impression, while mature trees add to the established feel of the property. Step inside and you will find beautifully preserved original details throughout the home. Original hardwood floors, built ins, detailed molding, vintage chandeliers, and original shiplap ceilings tell the story of the home and give each space a character that simply cannot be recreated. While the vintage details have been thoughtfully preserved, modern conveniences make the home comfortable for today. The kitchen pairs its classic charm with tile flooring and stainless steel appliances, creating a beautiful blend of old and new. Two bedrooms and one bathroom offer a cozy and functional floor plan with spaces that feel warm, welcoming, and full of personality. Outside, the large backyard and gorgeous mature trees provide plenty of room to enjoy the outdoors. Create a garden, entertaining area, play space, or your own peaceful retreat beneath the trees. With nearly a century of history, this special home offers the opportunity to enjoy the craftsmanship and character of the past while making it your own for the next chapter.

3327 Morrow Ave, Waco

$209,900

3 Beds ⋅ 2 Baths ⋅ 21405373 MLS

Property qualifies for $0.00 down, seller willing to help lower the interest rate!!! Welcome to 512 Tyler, a 3-bedroom, 2-bathroom home with real curb appeal in the heart of East Waco. A large front porch sets the tone, perfect for morning coffee or evening visits with neighbors. Inside, the updated kitchen features brand-new stainless steel appliances and granite countertops. Both bathrooms have tiled showers with a 5-in-1 shower system for a spa-like feel. Three comfortable bedrooms give you space to live, work, and host. East Waco is one of the city's most talked-about up-and-coming neighborhoods, with new energy and investment arriving. That makes this home a great fit for first-time buyers, owner-occupants, and investors who want to get in early. Come see it for yourself.

512 Tyler St, Waco

$343,560

5 Beds ⋅ 3 Baths ⋅ 21407038 MLS

Step into the Prosper floorplan at Eagles Landing in China Spring, Texas is a 5-bedroom, 3-bathroom two-story home covering approximately 2,346 sq. ft. The 2-car garage ensures plenty of space for vehicles and storage. As you step inside the foyer, you will see one of the secondary bedrooms and a secondary bathroom before you enter into the heart of the home. The heart of the home is where you will find the open concept family room, dining room, and kitchen. The kitchen features beautiful flat panel birch cabinets, quartz countertops, and stainless-steel appliances. On the second floor you will find the other secondary bedrooms as well as the primary bedroom. The secondary bedrooms have carpeted flooring and as located near the laundry room and secondary bathroom. The primary bedroom has an attached bathroom with a spacious walk-in closet with plenty of room for storage. Like with all our homes, you’ll never be too far from home with our smart home technology thoughtfully designed into every detail. Find security and control through the Qolsys panel, your phone, or voice and when you want to add additional smart home tech, easily integrate with Z-wave or Bluetooth technology. (Prices, plans, dimensions, specifications, features, incentives, and availability are subject to change without notice obligation. Images used are digital renderings and subject to have variations)

10101 Altair Dr, Waco

$286,740

4 Beds ⋅ 2 Baths ⋅ 21406997 MLS

Introducing the Fargo floorplan at Eagles Landing in China Spring, Texas, where every square foot is put-to-use with sophistication and comfort. You’ll be calling the approximately 1,665 square foot, single-story, 2-car garage, and covered patio your new home. The 4-bedroom, 2-bathroom floorplan is perfect for you with the open concept living area. The kitchen, dining area, and living area creates a spacious environment. You’ll find flat panel birch cabinetry and granite countertops in the kitchen. The kitchen includes a breakfast bar and corner pantry. The secondary bedrooms are cozy and carpeted, with plenty of closet space. The laundry room and a secondary bathroom are perfectly place next to these rooms. The primary bedroom will make you feel right at home, with an attached primary bathroom and walk-in closet. Each of our D.R. Horton homes has smart home technology built in. With the smart home technology, you’ll never be far from home. (Prices, plans, dimensions, specifications, features, incentives, and availability are subject to change without notice obligation. Images used are digital renderings and subject to have variations)

10108 Altair Dr, Waco

$175,000

3 Beds ⋅ 2 Baths ⋅ 21406891 MLS

Charming waterfront retreat in Waco, TX! Discover the perfect blend of comfort and style in this beautifully renovated 3-bedroom, 2-bathroom home nestled on the serene waterfront. Set on a generous 0.85-acre lot, this property offers a unique combination of cozy, country-chic living with upgrades, making it an ideal getaway or forever home. Step inside to witness a seamless combination of rustic charm and contemporary comfort. The thoughtfully updated interior features open-concept living spaces, stunning vinyl floors, and abundant natural light. A true chef’s delight, the kitchen features stainless steel appliances, sleek quartz countertops, and elegant custom cabinetry, perfect for hosting gatherings or enjoying a quiet meal. Relaxation awaits in the spacious primary suite, complete with a luxurious en-suite bathroom showcasing a modern vanity, stylish fixtures, and a walk-in shower. Two additional sizable bedrooms offer versatility for family, guests, or home office needs. Recent renovations have upgraded the HVAC system to ensure year-round comfort, while the inviting open living area flows effortlessly from the indoors to the outdoor oasis. The exterior of this property is equally impressive. The backyard captivates with its well-kept lawn and a sparkling pool, a haven for lazy summer days. Enjoy your morning coffee or evening wine on the enclosed front porch patio, or delight in tranquil views of the water from the open dock. An expansive lot provides endless opportunities for gardening, recreation, or simply soaking in the natural beauty. This charming property offers a rare combination of privacy and accessibility, where every day feels like a retreat. Don’t miss the chance to experience serene living in a vibrant Waco location.

365 Beaver Ln, Waco

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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