Tioga Homes under $500,000

Welcome to Tioga, Texas – a hidden gem nestled in the heart of Grayson County! This charming small town combines the warmth of Southern hospitality with the allure of rural living, making it an ideal destination for those seeking a peaceful lifestyle without sacrificing modern conveniences. With a population that embraces community spirit, Tioga is perfect for families, retirees, and anyone looking to escape the hustle and bustle of city life.

Tioga boasts a rich history and a picturesque landscape, offering residents a serene environment surrounded by rolling hills and lush greenery. The town is known for its friendly atmosphere and active community events, fostering a sense of belonging that is hard to find elsewhere. Whether you’re exploring local parks, enjoying a leisurely stroll along tree-lined streets, or participating in seasonal festivities, there’s always something to engage and inspire you.

One of the most appealing aspects of Tioga is the real estate market. Here, you can find beautiful homes priced under $500,000, making it an attractive option for first-time buyers and families looking to settle down. From charming single-family homes with spacious yards to modern properties with contemporary designs, there’s something for everyone. The affordability of housing in Tioga allows you to enjoy the benefits of homeownership without breaking the bank.

With its blend of affordability, community spirit, and natural beauty, Tioga, TX is a fantastic place to call home. Discover the possibilities that await you in this delightful town, where your dream home is just around the corner!

Newest Tioga Homes under $500,000

$449,900

5 Beds ⋅ 3 Baths ⋅ 21408099 MLS

Welcome home to modern farmhouse charm, where crisp board and batten siding, black shutters, and manicured landscaping set a striking first impression. Step through the elegant wrought-iron glass front door into a soaring entry, where wood-look floors lead you beneath a graceful archway and into the heart of the home. The open-concept kitchen is designed to impress, showcasing white shaker cabinetry, gleaming granite countertops, a classic subway tile backsplash, stainless steel appliances including a gas range, and a walk-in pantry. A generous center island with pendant lighting invites casual dining and effortless entertaining, flowing seamlessly into the dining area, where a statement chandelier and abundant windows fill the space with natural light. The adjoining living room is anchored by a marble-look tile fireplace with a classic white mantel, creating a warm and inviting setting for everyday living and hosting alike. Tucked just off the living room, the primary suite offers a private retreat, complete with a custom geometric accent wall and pendant lighting that adds a designer touch, plus his and her closets for exceptional storage. Step outside to the fully fenced backyard, ready for grilling, play, and relaxing evenings. A three-car garage provides ample room for vehicles, storage, or a workshop. This home blends timeless style with everyday comfort in a way that truly feels like home. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.

618 Finlee Way, Tioga

$375,000

5 Beds ⋅ 3 Baths ⋅ 21407617 MLS

INCREDIBLE BUYER INCENTIVES: $6,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $6,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. 402 N Race St is a two-story Tioga home with five bedrooms, three full bathrooms and 2,269 square feet of living area. White cabinets and a center island define the kitchen, with a refrigerator, range and microwave in place. An adjoining breakfast area leads toward a separate living room, giving the main level distinct spaces for meals and gathering. One bathroom includes a double vanity and shower enclosure. Outside, a covered patio overlooks the fenced backyard. An attached two-car garage provides parking on the 10,280-square-foot lot. Home comes with a 100-Day Home Warranty

402 N Race St, Tioga

$349,990

3 Beds ⋅ 2 Baths ⋅ 21396575 MLS

New construction with a bright, open living space and a kitchen you’ll want to see in person. A large island anchors the kitchen, with white Shaker cabinets, Calacatta Classique countertops, a glossy Cloud Blue tile backsplash, and stainless appliances. The kitchen flows into the dining and living areas, where a fireplace and backyard-facing windows make the space feel welcoming. The primary suite features dual sinks, a glass-enclosed shower, and a walk-in closet with built-in shelving. This single-story home in The Gables at Tioga offers 3 bedrooms, 2 baths, 1,628 square feet, a two-car garage, and a 76-by-110-foot lot. Offered at $349,990. Schedule a tour of 604 Austen Avenue.

604 Austen Ave, Tioga

$324,900

3 Beds ⋅ 2 Baths ⋅ 21385868 MLS

Move-in ready and ideally situated in the heart of Tioga, this inviting 3-bedroom, 2-bath home offers the comfort, flexibility, and small-town charm buyers are looking for. The thoughtfully designed open-concept floor plan creates a natural flow between the kitchen, dining area, and living room, making it easy to enjoy everyday life while also providing a welcoming setting for hosting family and friends. The spacious living area offers plenty of room to relax, gather, and make the home your own. The adjoining kitchen and dining space keep everyone connected, whether you are preparing meals or entertaining guests. Three well-sized bedrooms and two full baths provide functional space for a variety of needs, including a home office, nursery, guest room, or hobby space. Step outside to discover the expansive backyard, a peaceful blank canvas with room to bring your outdoor vision to life. Create the backyard retreat you have always wanted with a future pool, garden, play area, outdoor entertaining space, workshop, storage building, or space for chickens and hobbies. Enjoy the freedom and flexibility that comes with no HOA, allowing you more options to use and personalize your property to fit your lifestyle. Conveniently located near Tioga’s local shops, dining, and schools. Don’t miss your chance to make this beautiful Tioga property your next home. Schedule your private showing today!

209 Main St, Tioga

$454,950

3 Beds ⋅ 2 Baths ⋅ 21375293 MLS

Welcome to this updated 3-bedroom, 2 bath home in this highly sought after Buck Creek Estates. The open floor living make it the perfect choice for a family atmosphere. Granite Counter tops in the kitchen , with a cozy stone, wood burning fire place in the living room. Nestled on a spacious 0.385 Acre lot at the end of a quiet cul de sac, this home offers many new upgrades this year in 2026 . A new ROOF and GUTTERS, PRIVACY FENCE, expanded DRIVEWAY, new FLOORING throughout , new APPLIANCES, And A 24x30 WORKSHOP with a 12 ft lean-to. The backyard has a covered patio for backyard entertaining. The new owners have given it a lot of thoughtful details to make this home comfortable as well as inviting for you and your family events. . This is a rare opportunity to own this home that is move in ready and waiting on its new owners today. call for your showing.

612 Fawn Trl, Tioga

$419,900

4 Beds ⋅ 3 Baths ⋅ 21380652 MLS

BUILDER INCENTIVE.... $15K TO BUY DOWN INTEREST RATE OR FOR CLOSING COSTS. Welcome Home to this beautiful Craftsman-style new construction home in the sought-after community of Gables at Tioga! This thoughtfully designed one-story home offers 4 bedrooms, 2.5 baths, and a spacious 3-car garage, with completion expected November 2026. Located near Tioga ISD’s highly rated Elementary and Intermediate schools, this home offers the perfect combination of style, functionality, and small-town charm. Step inside to an inviting open-concept floor plan designed for both everyday living and entertaining. Beautiful finishes and thoughtful details are showcased throughout, creating a warm and timeless feel. The well-appointed kitchen features a large center island, quality cabinetry, elegant countertops, and stylish finishes that make cooking and gathering a pleasure. The spacious living area provides a comfortable place to relax. The private primary suite offers a relaxing retreat with a beautifully appointed bath, while three additional bedrooms provide flexibility for guests, a home office, or hobbies. Outside, enjoy a beautiful yard with a sprinkler system and patio, perfect for morning coffee or evening gatherings. Don't miss this opportunity to own a beautifully crafted new home in Gables at Tioga. Plus, the builder is offering a $15,000 incentive, providing an exceptional opportunity to make this home your own while taking advantage of additional savings. Schedule your showing today!

614 Finlee Way, Tioga

$394,900

3 Beds ⋅ 2 Baths ⋅ 21345449 MLS

Welcome home to small-town Tioga! This inviting 3-bedroom, 2-bath home sits on a spacious .425-acre lot with plenty of room to enjoy both indoors and out. Pre-K through 8th grade schools are conveniently located within walking distance. Inside, you'll find generous room sizes, abundant storage, central heat and air, and a cozy wood-burning fireplace. The kitchen features granite countertops and a walk-in pantry, while a separate laundry room easily accommodates a full-size washer and dryer. The 16' x 13' primary bedroom includes a large walk-in closet and an ensuite bath with dual sinks, built-in cabinetry, linen storage, and an accessible shower. Both secondary bedrooms are approximately 12' x 12', offering comfortable space for family, guests, or a home office. Outside, the property includes a 2-car garage plus an approximately 600-square-foot metal building—ideal for a workshop, additional storage, hobbies, or equipment. With nearly half an acre, comfortable living spaces, great storage, and the charm of Tioga, this property offers room to settle in and make it your own. Information is deemed accurate but Buyers & Agents must independently verify all information.

1209 Sherman St, Tioga

$125,000

2 Beds ⋅ 1 Baths ⋅ 21337775 MLS

Huge Corner Lot on Sherman St and Lamar St in Tioga right next to City offices! Seize the opportunity in Tioga's expanding market with this well-located lot! Equipped with existing power, water, and gas connections, and recently fenced on three sides, it's ready for development. The 1900s home currently on the property will require extensive renovation or demolition or tear-down project, and the listing price is for lot value only. This is an ideal blank canvas for a custom build or its potential for new construction.

504 Sherman St, Tioga

$435,000

3 Beds ⋅ 2 Baths ⋅ 21312369 MLS

SELLER IS OFFERING A $10,000 SELLER CONCESSION TO BE USED TOWARDS CLOSING COST OR BUYDOWN RATE. Beautiful home situated on nearly one-third of an acre, this well crafted home combines timeless design, exceptional craftsmanship, and modern convenience all in this fast growing area. This 3 bed, 2 bath, plus office or 4th bedroom has a thoughtfully designed floor plan. At the heart of the home is a custom kitchen designed to impress. Featuring a large island with ample storage, custom cabinetry, quartz countertops, a farmhouse sink, black Samsung stainless steel appliances, pendant lighting, under-cabinet lighting, a beautiful custom vent hood, and an eye-catching tile backsplash, this space is as beautiful as it is functional. The open-concept design flows seamlessly into the living and dining areas, creating the perfect setting for entertaining or gathering with family and friends. The spacious primary suite offers a relaxing retreat with a spa-inspired ensuite featuring a garden tub, separate walk-in shower, dual vanities, and a generous walk-in closet complete with custom built-in cabinetry for exceptional organization. Additional features include a dedicated home office, a large mud room, and an oversized utility room with custom built-in cabinetry offering abundant storage and workspace. Beautiful flooring, elegant lighting, detailed trim work, beautiful European front door and quality finishes throughout showcase the home's custom character. The garage is oversized, wide and tall accommodating 2 full size vehicles including full size pick-up. Enjoy the charm of small-town living with an A rated ISD, while remaining just minutes from Lake Ray Roberts, where boating, fishing, hiking, and outdoor recreation await. Conveniently located near the DNT you'll enjoy easy access to surrounding communities while experiencing the peaceful lifestyle. If you're looking for custom home, designer finishes, ample storage with extras this beautiful Tioga home is ready for you.

902 N Main St, Tioga

$475,000

3 Beds ⋅ 2 Baths ⋅ 21299544 MLS

Welcome home to this beautiful 3 bedroom, 2 bath house, situated on a spacious half-acre lot. Inside, you'll find an inviting open floor plan with new flooring throughout, fresh interior paint completed in 2024, updated window shades, and a beautifully renovated primary shower. The home also features a new roof (2024), new front and back doors, and a whole-home surge protector for added peace of mind. Step outside to enjoy the fully fenced yard shaded by mature trees and a fantastic covered patio, perfect for relaxing or entertaining. The property includes a versatile barn with electric, water and gas available, offering endless possibilities for hobbies, storage, livestock, or a workshop. With thoughtful updates throughout and plenty of outdoor space to enjoy, this move-in-ready property offers the perfect blend of comfort, functionality, and country-style living while still being conveniently located near everyday amenities.

1004 E Main St, Tioga

$499,000

4 Beds ⋅ 4 Baths ⋅ 21231828 MLS

Charming Farmhouse on 2.37 Acres in the Heart of Tioga. Discover the potential of this rare in-town acreage opportunity at 608 N Lamar. Situated on 2.37 acres within city limits, this 4-bedroom, 3.5-bath farmhouse offers over 2,500 square feet of living space ready for your personal touch. Originally built in 1900 and thoughtfully updated in 1993, the home blends historic character with a flexible layout ideal for modern living. With two primary suites—one on the main level and one upstairs—this property offers versatility for multi-generational living, guests, or added privacy. Additional bedrooms provide ample space for a home office, hobbies, or growing households. Whether you're an investor seeking a value-add opportunity, a buyer looking to renovate and customize, or someone dreaming of a spacious homestead, this property delivers endless possibilities. The expansive acreage offers room to expand, garden, or simply enjoy peaceful country living—all while being conveniently located within city limits. Ideally positioned near Highway 377 and Highway 121, and just minutes from the Dallas North Tollway extension, this location combines small-town charm with accessibility to major routes. Bring your vision and unlock the full potential of this unique property. Schedule your private showing today!

608 N Lamar St, Tioga

$324,000

3 Beds ⋅ 2 Baths ⋅ 21239937 MLS

Don't let the 1925 date fool you — this home was essentially reborn in 2022 with all-new HVAC, electrical, and plumbing, plus full foam insulation that makes it as efficient as anything built new today. Sitting on a corner lot in the heart of Tioga, this 3-bedroom, 2-bath home delivers 1,632 square feet of thoughtfully designed living space with an open floorplan, luxury vinyl plank flooring throughout, and finishes that punch well above its price point. The kitchen is the heart of the home — featuring a large island with seating, built-in gas range, quartz countertops, built-in wine cooler, pantry, and a layout that flows naturally into the living area. The primary suite offers a true retreat with dual sinks, garden tub, separate shower, walk-in closet, and an ensuite bath finished to match. The utility room includes built-in cabinets, a sink, and full-size washer & dryer connections. Step outside and you'll find a backyard built for living — covered gazebo with lighting, stone fire pit, artificial turf, concrete patio, and a 13x20 carport with 11-foot clearance. The 18x20 shop with 8-foot sidewalls and electrical is ready for tools, toys, or a workspace. Corner lot location means extra room to breathe. All this in Tioga ISD, with city water, city sewer, and individual gas meter. Move-in ready with nothing left to do but enjoy it.

113 Smith, Tioga

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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