Mount Vernon Homes under $700,000

Welcome to Mount Vernon, Texas—a hidden gem nestled in the heart of the Lone Star State! This charming city is known for its warm community spirit, picturesque landscapes, and a rich tapestry of history that invites you to explore its quaint streets and friendly neighborhoods. Mount Vernon offers a unique blend of small-town charm and modern conveniences, making it an ideal place to call home.

For those seeking affordable housing options, Mount Vernon is an excellent choice. With a variety of beautiful homes available for under $700,000, you can find the perfect space to suit your lifestyle without breaking the bank. From cozy bungalows to spacious family homes, the real estate market here presents an array of choices that cater to diverse tastes and needs. Many properties boast lush yards, inviting porches, and stunning views of the surrounding countryside, providing an ideal backdrop for both relaxation and entertaining.

The city is not just about beautiful homes; it also offers a wealth of recreational activities. Residents enjoy access to local parks, hiking trails, and fishing spots, making it easy to embrace the great outdoors. Plus, with a vibrant downtown area filled with local shops, cafes, and restaurants, there’s always something to do or explore.

Whether you’re a first-time homebuyer or looking to settle down in a peaceful community, Mount Vernon stands ready to welcome you with open arms. Discover your dream home in this delightful Texas town, where affordability meets charm and community spirit thrives!

Newest Mount Vernon Homes under $700,000

$399,900

3 Beds ⋅ 2 Baths ⋅ 21408019 MLS

Welcome to East Texas living on approximately 2.08 acres in Franklin County! Located within Mount Vernon ISD and less than 10 minutes from Lake Cypress Springs public boat ramp and less than 20 minutes from Lake Bob Sandlin! Short commute of 30 minutes to Mount Pleasant or Sulphur Springs and just 20 minutes from Winnsboro! This 3 bedroom, 2 bath home with over 2000 square feet of living space offers a functional blend of comfort and country living with numerous updates throughout. Fresh interior paint, granite kitchen countertops, crown molding, updated fixtures, and an updated ROOF and HVAC system (2017) add to this home's appeal. Fiber Optic Internet provides excellent connectivity for today's lifestyle or working from home! The floor plan offers two living areas, or the option to use one as a spacious formal dining area, with plenty of room for family gatherings or entertaining. Step onto the oversized covered back patio to take in the privacy and tranquility of the property. A standout feature is the workshop complete with a fully finished heated and cooled space that can function as a craft room, at home office, or even a private guest room! This space also offers protected tool and equipment storage or extra covered parking! Property has a brand new survey and is deed restricted but does not have an HOA. CALL today to schedule your private showing!

257 Se County Road 4280, Mount Vernon

$205,000

2 Beds ⋅ 1 Baths ⋅ 21405106 MLS

This beautifully maintained 2-bedroom, 1-bath home has been cared for with love and pride for years. Thoughtfully renovated throughout, it offers modern comfort while preserving its warm, welcoming character. Inside, you’ll find bright, inviting living spaces with fresh updates, a functional kitchen, and comfortable bedrooms. Every detail reflects the care the owners have poured into this home from the quality finishes to the thoughtful improvements that make daily living a pleasure. Outside, the generous half-acre lot provides plenty of room to breathe, play, and entertain. Enjoy peaceful mornings on the porch or create your own backyard oasis. A spacious storage building in the back offers excellent workshop, hobby, or extra storage space. Whether you’re a first-time buyer, looking to downsize, or seeking a peaceful retreat with room to grow, this lovingly updated home is ready for its next chapter. Don’t miss your chance to own this gem!

508 Fleming St, Mount Vernon

$315,000

4 Beds ⋅ 2 Baths ⋅ 21399019 MLS

Neat, solid 4-bedroom, 2-bath brick home with 2-car carport on about 1.38 acres, just over a mile from Mt. Vernon. This home features a split bedroom arrangement with the main suite on one side of the house and the other three bedrooms and a full bath on the other side. The vaulted great room has a wood-burning fireplace. A spacious dining area can accommodate a large table and is positioned just off the kitchen. The kitchen has lots of cabinet and counter space and includes an island. Appliances include an electric cooktop, double ovens a dishwasher and fridge. The utility room sits just behind the kitchen, and an adjacent outside door opens onto the carport. The back yard is surrounded by a privacy fence and also contains a metal 8x16 storage building.

26 County Road 2045, Mount Vernon

$635,000

3 Beds ⋅ 2 Baths ⋅ 21399351 MLS

The perfect lake house is now available on beautiful Lake Cypress Springs! Located in the desirable gated Tall Tree subdivision, this waterfront home is aggressively priced and surrounded by impressive multi-million-dollar properties. Step inside to a fantastic open floor plan featuring a gorgeous kitchen overlooking the spacious living area with walls of windows, lake views, and a wood-burning stove accented by a floor-to-ceiling stone surround. The main level offers two bedrooms and a full bath, while upstairs features an open loft area, an additional bedroom, and another full bath. Outdoor living is just as inviting with covered patios on both sides of the home and a one-stall boathouse ready for lake days! Tall Tree offers fantastic community amenities including a swimming pool, tennis courts, boat ramps, and more. According to the seller, the seller and several neighboring property owners are currently working with a contractor regarding plans to dredge a large portion of the cove, including the area in front of this property. A fantastic opportunity to own waterfront property on one ofEast Texas most desirable lakes!

310 Cypress Creek Dr, Mount Vernon

$419,000

3 Beds ⋅ 3 Baths ⋅ 21393460 MLS

Welcome to 150 County Rd NE 2045 in Mt Vernon! Situated on a generous 1.829-acre lot. This spacious 2,826 sq ft home combines peace, privacy, and modern updates. The functional floor plan offers 3 bedrooms, 2.5 bathrooms, a dedicated office, and a large upstairs bonus - game room. Enjoy recent upgrades completed within the last year or two, including a complete HVAC replacement, fresh interior paint, some new flooring, and all new kitchen appliances. Step outside to relaxing outdoor spaces with a covered front porch and an expansive covered back porch overlooking the huge, privacy-fenced backyard. Complete with an oversized 2-car garage. Located within a few miles of the historic downtown with easy access to HWY 67. Schedule your showing today!

150 County Rd Nw, Mount Vernon

$489,000

2 Beds ⋅ 2 Baths ⋅ 21393191 MLS

Cast a line right from your own backyard! Set on 6.25 acres just minutes from Lake Cypress Springs, this unique barndominium offers a stocked pond with a fishing pier and fountain—perfect for peaceful mornings on the porch or an afternoon of fishing. Inside, the home features 2 bedrooms, 2 baths, dedicated office space, 2 living areas and 2 fireplaces and all appliances convey. A tiny guest home provides additional space for visitors, hobbies or a private retreat. Outside, you’ll find an attached garage, RV carport, additional carport, 25x30 shop, fruit trees and established garden areas. A rare country property where recreation, versatility and everyday living come together—all just outside Mount Vernon.

1562 Se County Road 4115, Mount Vernon

$107,100

2 Beds ⋅ 2 Baths ⋅ 21374589 MLS

This property features a one-story brick home on a large lot, an attached carport, and a covered patio. The home has three living areas with a large dining room. Good location in established neighborhood near the downtown area. The huge lot features a large backyard with partial fencing and various landscaping. The home has central heat and air and a metal roof. The home needs some TLC, however, the price reflects this.

402 Keith St, Mount Vernon

$460,000

2 Beds ⋅ 2 Baths ⋅ 21360933 MLS

Experience the pinnacle of lakefront living! This striking cedar A-frame combines iconic architectural design with unmatched lakefront views and a private covered pier—a dream setup for fishing enthusiasts and relaxation seekers alike. Nestled on nearly half an acre, the home immediately impresses with dramatic floor-to-ceiling windows that flood the open floor plan with natural light, highlighting the soaring vaulted ceilings, warm wood accents, cozy wood-burning fireplace and endless water views. The main level flows effortlessly onto an oversized deck, offering a front-row seat to spectacular sunrises and peaceful evenings. For optimal privacy, the main floor features a secluded bedroom with an attached full bath, while the versatile upper loft serves as a spacious bunk room, guest suite, or secondary lounge with its own private bathroom. Improvements include: NEW waterfront retaining wall, walkway-pier to deep water & spring fed channel, half covered dock; exterior retaining walls & culvert drainage from top of driveway to water; asphalt drive, 3 parking areas, new shed, landscaping, rock-drainage around house, re-stained decking; wall AC unit upstairs; new windows throughout (except kitchen), retractable blinds to ceiling in living room w-remote; fresh interior paint; new oven-range; new microwave; too many improvements to list (see Improvement List in Transaction Desk). Move-in ready with the refrigerator, washer, dryer, couch, and other furnishings negotiable, this property makes lakeside living effortless from day one. Whether you are searching for an income-producing vacation rental, a weekend fishing retreat, or your forever home and family gatherings, this is your chance to turn the shores of Lake Bob Sandlin into your everyday reality. START YOUR NEW CHAPTER WITH THIS LAKESIDE GEM!!!

61 Rocky Point Rd, Mount Vernon

$379,000

3 Beds ⋅ 3 Baths ⋅ 21336424 MLS

Great Find just outside of town. Less than 10 minutes from downtown Mount Vernon. Come check out this great 3-bedroom, 3-bath brick main home plus it also has a separate mother-in-law cottage and a workshop all sitting on 3.5 acres in a private country setting. This multi-generational property has it all. Vaulted wood ceilings frame the living area in the house, while a stone, wood burning stove keeps things cozy. Big bedrooms, spacious baths and an island kitchen make this home perfect for entertaining. The guest house cottage is full size with its own kitchen, bath and fireplace in the open concept kitchen and living area. The large metal workshop is great for your projects and storage and also has a large, attached carport and separate electric meter. The main house has a large front porch, attached 2 car garage and large bedrooms. Come take a look before this great opportunity is gone. Sold AS-IS.

511 County Rd Sw, Mount Vernon

$199,000

2 Beds ⋅ 1 Baths ⋅ 21330855 MLS

Country Living Just Minutes from Historic Downtown Mount Vernon! Don’t miss this charming 2BR-1BA home situated on just over one acre just outside the city limits of Mount Vernon, Texas. Offering the perfect combination of country living & small town convenience, this home is ready for you to add your own personal style with your choice of paint & flooring. Inside, you’ll find an oversized kitchen & dining area featuring custom cabinetry that opens into a spacious living room, creating the perfect space for entertaining family and friends. The home also offers two generous bedrooms with walk-in closets & a beautifully designed custom bathroom. Enjoy peaceful East Texas mornings & evenings from the full length covered front & back porches overlooking the spacious yard. The property is fully fenced with a 5 foot chain-link fence, & includes a brand-new aerobic septic system, providing added value & peace of mind. Located only one minute from the shopping, restaurants, schools, and entertainment of downtown Mount Vernon, & just minutes from Lake Cypress Springs, this property is ideally positioned for enjoying everything East Texas has to offer. Conveniently located approximately 100 miles east of Dallas along Interstate 30. Whether you’re looking for your first home, a weekend getaway, or a peaceful place to call home, this property offers incredible potential and is priced to sell.

175 County Road 1010 Nw, Mount Vernon

$249,000

3 Beds ⋅ 2 Baths ⋅ 21298258 MLS

Welcome home to this beautifully maintained and updated property situated on a spacious half-acre corner lot in the heart of Mount Vernon! Conveniently located within walking distance of Mount Vernon ISD, this charming 3-bedroom, 2-bath home offers the perfect combination of comfort, functionality, and modern updates. Inside, you'll find updated bathrooms, new windows, upgraded lighting, and a move-in-ready interior designed for easy living. The versatile floor plan provides plenty of space for family, guests, or a home office. Start your mornings in the bright and inviting sunroom, where you can relax with a cup of coffee while overlooking the expansive backyard and mature corner lot setting. Outside, the property continues to impress with a large storage building complete with electricity, an oversized carport for multiple vehicles, and a dedicated RV carport featuring a 30-amp hookup, perfect for storing your camper, trailer, or motorhome. Home also boasts a brand new roof completed in June of 2026. With its desirable location, practical updates, and exceptional outdoor amenities, this Mount Vernon gem is ready to welcome its next owner. Don't miss your opportunity to make it yours!

100 Vatra St, Mount Vernon

$699,000

4 Beds ⋅ 4 Baths ⋅ 21308721 MLS

The perfect lake house on Lake Cypress Springs! This is the opportunity buyers have been waiting for! A property offering million dollar views at a price point rarely found on the lake. Situated on an incredible waterfront lot with expansive open water views, this property combines breathtaking scenery, recent updates, and exceptional versatility. The property features a 1,652 SF main home, a 640 SF guest house, and an oversized shop, providing plenty of space for family, friends, and all your lake toys. The recently updated main home offers 3 bedrooms and 2.5 bathrooms with an open concept design that is ideal for entertaining. Large windows capture the spectacular lake views, while the spacious living, dining, and kitchen areas create the perfect gathering space. The kitchen features stainless steel appliances and ample room for a large island. An oversized utility room provides additional storage and functionality. The primary suite offers a private retreat with an en-suite bathroom and walk in closet, while two additional guest bedrooms provide comfortable accommodations for family and visitors. The guest house includes a bedroom and full bathroom, making it ideal for overflow guests or extended stays. The oversized shop easily accommodates multiple boats, vehicles, golf carts, and lake equipment. Outside, the waterfront lot is truly the star of the show, offering some of the most impressive views on Lake Cypress Springs and the perfect location to build your dream boathouse. Located in a highly desirable gated subdivision, residents enjoy outstanding amenities including a boat ramp, community pool, tennis courts, and more. Whether you're looking for a weekend getaway or a full time residence, this property delivers everything buyers love about lake living.

331 Spring Creek Dr, Mount Vernon

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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