Kemp Homes under $400,000

Welcome to Kemp, Texas – a hidden gem nestled in the heart of Kaufman County, where small-town charm meets modern convenience. With its friendly atmosphere and picturesque landscapes, Kemp offers a serene escape from the hustle and bustle of city life while providing easy access to the vibrant culture of nearby Dallas.

Kemp is known for its close-knit community, making it an ideal place for families, retirees, and anyone looking for a welcoming environment. The city boasts beautiful parks, scenic lakes, and a variety of recreational activities that cater to outdoor enthusiasts. Residents enjoy the tranquility of lakeside living, with the stunning Cedar Creek Lake just a stone's throw away, perfect for fishing, boating, and picnicking.

One of the most attractive features of Kemp is its affordable housing market. With a variety of homes available for under $400,000, you can find the perfect property that suits your needs and budget. Whether you’re searching for a charming cottage, a spacious family home, or a cozy retreat, Kemp offers diverse options that cater to all lifestyles. The real estate market here is thriving, making it an excellent opportunity for first-time buyers or those looking to invest in a growing community.

With its welcoming spirit, beautiful surroundings, and affordable housing, Kemp, Texas, is not just a place to live – it’s a place to call home. Come explore this delightful city and discover the perfect residence for you and your family!

Newest Kemp Homes under $400,000

$325,000

3 Beds ⋅ 3 Baths ⋅ 21404047 MLS

Discover the perfect blend of space, comfort, and convenience with this spacious home situated on 1.055 acres near downtown Kemp! Offering 3 bedrooms, 2.5 bathrooms, and a versatile floor plan, this property provides plenty of room for everyday living and entertaining. Inside, you'll find two generously sized living areas, two dining areas, and a dedicated office which could also be utilized as a fourth bedroom, providing flexible spaces to accommodate a variety of needs. Whether hosting gatherings, working from home, or simply relaxing, this home offers the space and functionality to fit your lifestyle. Step outside and enjoy the peaceful surroundings, complete with large, mature shade trees and an expansive covered back porch—an ideal setting for outdoor entertaining, morning coffee, or relaxing evenings. Parking is abundant with an attached two-car garage plus two additional carports, offering plenty of room for vehicles, recreational equipment, or additional storage. Conveniently located just minutes from downtown Kemp, with easy access to schools, shopping, and dining, this property combines the charm of country-style living with the convenience of nearby amenities. With over an acre of land, generous living spaces, and an excellent location, this property offers a wonderful opportunity to make it your own!

907 N Elm St, Kemp

$315,000

4 Beds ⋅ 3 Baths ⋅ 21407357 MLS

INCREDIBLE BUYER INCENTIVES: $5,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $5,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. A stove flanked by built-in shelving anchors the long living room at 15830 Hilltop Dr, with broad windows looking onto the surrounding trees. The kitchen has white cabinetry and counters along two sides, opening to breakfast and dining areas with rear-deck access. Upstairs, the primary bedroom opens onto a balcony and includes a walk-in closet and an adjoining bathroom with a double vanity and shower. Additional bedrooms and another full bathroom share the upper floor. Downstairs laundry space includes a utility sink beside the half bathroom. A broad rear deck and attached garage complement the home’s separate living spaces and tree-lined setting. Home comes with a 100-Day Home Warranty

15830 Hilltop Dr, Kemp

$310,999

4 Beds ⋅ 2 Baths ⋅ 21406223 MLS

SELLER IS OFFERING 6K TOWARDS CLOSING COST! Charming, one-story Ranch Home, fully Remodeled - Luxury Vinyl Plank flooring, New Cabinets in Kitchen, High End Cafe' Appliances with Refrigerator, Dishwasher, Ice Maker, Double Over, Cooktop. The Sellers didn't hold back on any area of this home! Large Primary Bedroom with Ensuite Bath - double vanities with Farmhouse appeal and Beautiful Marble Double Shower! Split Bedrooms with a Jack n Jill along with one additional bedroom. Farmhouse Cutie! Double Width Driveway and in Rear a Large Shop that is Two Story! Home is Move in Ready! Don't miss this opportunity! Charming Kemp home with a city park just up the street! Nearby Cedar Creek Lake for weekend fun! Easy location for commuters.

511 Commerce St, Kemp

$259,900

4 Beds ⋅ 4 Baths ⋅ 21403606 MLS

Discover brand new construction offering 2,062 sq ft of modern living space, featuring 4 bedrooms and 3.5 bathrooms, including two master suites — one on each level for ultimate flexibility and comfort. Located in the desirable Wildwood Acres community, residents enjoy fantastic amenities such as a private boat ramp and two beautiful parks complete with playgrounds and barbecue areas. Launch your boat just moments from home and spend your days exploring the water or relaxing in the parks. Inside, the home features a thoughtfully designed open floor plan, spacious living areas, and comfortable bedrooms. A two car garage provides ample parking and storage, while large, covered patios in both the front and back offer perfect spaces to unwind outdoors in any weather. Note: Utilities (Sewer and Water) still need to be completed at the buyers expense. Bids will be provided. $15k seller credit with acceptable offer that the buyer can use towards utility completion and or eligible closing costs.

1995 Lakeview Dr, Kemp

$185,000

3 Beds ⋅ 2 Baths ⋅ 21393533 MLS

Fully renovated 3-bedroom, 2-bath home with detached garage, workshop, second lot and separate building near Cedar Creek Lake. This updated home features 1,216 square feet of move-in-ready living space just minutes from the lake. Situated on a fully fenced homesite and including an additional fully fenced lot, the property provides modern updates, extra space and flexibility. Extensive renovations include new subflooring, updated faux wood flooring, new vinyl flooring in the bathrooms, new carpet, fresh paint throughout, updated wall textures, new interior and exterior doors, new hardware, modern lighting, ceiling fans, residential-style electrical outlets, smoke detectors, and a complete central heating and air conditioning system. The remodeled kitchen includes updated cabinetry, wood countertops, a stainless-steel sink, new faucet, custom pantry with shelving, bar seating, and a vent hood over the stove. Both bathrooms have been tastefully updated with new vanities, mirrors, toilets, fixtures, and tile-surround showers extending to the ceiling. Additional improvements include updated closet shelving and storage throughout the home. Outside, you'll find low-maintenance vinyl siding, a durable metal roof, a welcoming front deck and a large covered back patio. The detached approximately 20x30 garage provides ample parking, storage and workspace, along with a dedicated workshop area. The additional fully fenced lot includes a separate enclosed building that can be used for storage, hobbies, a workshop, studio, home office or future customization. With plenty of room for boats, trailers, recreational vehicles and other outdoor equipment, this property provides space to enjoy the nearby lake lifestyle while still having room to spread out.

1901 Elm Dr, Kemp

$160,000

3 Beds ⋅ 2 Baths ⋅ 21391277 MLS

Welcome to this charming 3-bedroom, 1.5-bath home nestled on a spacious half-acre lot in the heart of downtown Kemp! Offering 1,354 square feet of comfortable living space, this move-in-ready property combines small-town charm with endless potential to make it your own. Inside, you’ll find a cozy layout with plenty of natural light. While the home is ready for immediate occupancy, it’s also the perfect canvas for adding your personal style and finishing touches over time. Step outside and enjoy the generous half-acre lot, providing ample space for gardening, outdoor activities, or future improvements. A standout feature is the 20’ x 20’ air-conditioned shop, ideal for hobbies, storage, a workshop, home business, or additional flex space. Conveniently located near schools, dining, and a short walk to Kemp City Park, this property delivers affordability, functionality, and opportunity at an attractive price. Don’t miss your chance to own this adorable home with room to grow—schedule your showing today!

808 N Main St, Kemp

$350,000

3 Beds ⋅ 2 Baths ⋅ 21385710 MLS

BRING THE HORSES! Situated on 4.05 fully fenced and cross-fenced acres in Kemp, this property offers the space, barn, working areas, and setup you’ve been looking for! A white pipe fence stretches across the front of the property with two gated entrances, including an automatic main gate, creating an impressive entrance while providing convenient access for trucks, trailers, and equipment. Built in 1998, the 1,319 sq ft doublewide offers 3 bedrooms and 2 baths with a covered front porch and wheelchair-accessible ramp. Inside, the living area opens to a spacious eat-in kitchen featuring abundant upper and lower cabinetry, a U-shaped workspace, dishwasher, range, and a window over the kitchen sink overlooking the backyard. The adjoining dining area provides plenty of room for gathering. A full-size utility room offers exterior access and connects directly to the primary bedroom for added convenience. The primary suite includes a private bath with a corner soaking tub, separate stand-up shower with sliding glass doors, and vanity. Two additional bedrooms share a hall bath featuring a tub and skylight. Outside is where this property really shines! Previously used for horses and rodeo activities, the acreage is ready for your horses, cattle, or other livestock. The property is fenced and cross-fenced with working pens and additional fenced areas already in place. A 36x48 barn with electricity, a walk-through door, and two large equipment-access doors ideal for tractors, mowers, ATVs, and other equipment. Two lean-tos provide additional covered space, while two smaller storage sheds offer convenient storage for lawn equipment and supplies. A two-car covered carport is located beside the home. Whether you’re looking for room for horses, cattle, equipment, hobbies, or simply a little more country space, this 4.05-acre property offers an established setup with plenty of possibilities. Bring your animals, bring your equipment, and make it your own!

8676 Woodruff Cir, Kemp

$400,000

4 Beds ⋅ 3 Baths ⋅ 21378881 MLS

Privacy at it's best! Just under four acres, heavily treed setting, this spacious custom home offers an open floorplan with a welcome flow between living and dining areas, all centered around a large kitchen designed with abundant storage and functionality in mind. Expansive views connect the kitchen to every main living space, making it ideal for both entertaining and every living. The bedrooms are thoughtfully placed within the floorplan to provide comfort and privacy, while the large front and back porch offer a great place to relax and hang out with guests The house is all steel frame construction with 6 inch insulated walls. Just a stone throw from the Kings Creek Golf Course. This subdivision allows owners to have horses. The location of this home is just minutes from shopping, dining, and entertainment. Schedule your appointment today to take a peek at your new home.

5562 Cedar Creek Dr, Kemp

$195,000

3 Beds ⋅ 2 Baths ⋅ 21378454 MLS

Enjoy the Cedar Creek Lake setting and wide water views from this shaded Tanglewood Beach property. Beneath the mature trees, this 3-bedroom, 2-bath home offers approximately 1,748 square feet, fresh neutral paint, updated flooring and a flexible layout ready for its next chapter. The open living, dining and kitchen areas create an inviting gathering space, while the kitchen features generous cabinetry, a breakfast bar, tile backsplash, range and dishwasher. Two refreshed baths include tiled shower and tub surrounds. The third bedroom offers flexible space for sleeping, a home office, hobbies or a second living area and includes a wood-burning stove. Outside, the fenced yard, generous shade and detached storage buildings add room for everyday use and future ideas. Additional road frontage provides a convenient secondary entrance into the backyard. No mandatory HOA. Come explore the space, lake-area setting and possibilities this property has to offer.

19975 Patricia Dr, Kemp

$229,900

3 Beds ⋅ 2 Baths ⋅ 21372996 MLS

Beautifully updated 3 bedroom, 2 bath home with dedicated office situated on just under half an acre in a convenient location to commuters. This property features an oversized garage, functional layout, and numerous recent improvements. Enjoy a new roof, along with fresh interior and exterior paint. The updated kitchen offers new appliances, granite countertops, and ample workspace. A wood-burning fireplace adds warmth to the main living area. Outside, the property includes two storage buildings, providing excellent space for tools, equipment, or hobbies. Move-in ready and well-maintained, this home delivers comfort, updates, and valuable extra storage.

15651 Watson Dr, Kemp

$285,000

3 Beds ⋅ 2 Baths ⋅ 21367872 MLS

Welcome to 810 S Main Street in Kemp! This charming 3-bedroom, 2-bath home sits on a spacious 0.22-acre corner lot, directly across from Kemp Intermediate School. With its newer construction, great layout, generous parking, and convenient location, this home is a great fit for a first-time buyer, investor, or young family looking for a comfortable home with room to enjoy. Inside, You'll Love: Open living and dining area with plenty of natural light Spacious kitchen with lots of storage Private primary suite with its own full bath Two additional bedrooms Separate office space—perfect for working from home, a playroom, or extra flex space Outside, There's Plenty of Room: Spacious 0.22-acre corner lot Private fenced backyard Two driveways with parking for up to six vehicles Plenty of outdoor space to enjoy Convenient Kemp Location: Directly across from Kemp ISD schools Close to local shops, restaurants, parks, and major highways Quiet, established neighborhood No HOA The sellers are offering $5,000 in buyer incentives to help make this home an even better opportunity. Whether you use it toward closing costs or other eligible purchase expenses, this incentive gives you a little extra room to make the move. This home has been well cared for and offers the comfort of a newer home without the wait. If you're looking for space, convenience, and value in Kemp, this one is definitely worth a look! Come take a look—you might just find your next home here.

810 S Main St, Kemp

$185,000

3 Beds ⋅ 1 Baths ⋅ 21365503 MLS

BACK ON THE MARKET DUE TO NO FAULT OF THE PROPERTY! Enjoy space, privacy, and versatility on this beautiful 5+ acre property in the coveted Becker community. The property features a 1,080 SF 3BR-1BA home, spacious 26x57 barn, large pond, and excellent road frontage. A great opportunity to enjoy peaceful country living with room to spread out and make the property your own. The home requires some finishing work, including sheetrock, flooring, and ceiling projects. Cash or conventional financing only.

12706 County Road 4027, Kemp

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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