Commerce Homes under $400,000

Welcome to Commerce, Texas – a vibrant city that beautifully blends small-town charm with modern conveniences. Nestled in Hunt County, Commerce is not only known for its rich history and friendly atmosphere but also as a thriving hub for families, students, and professionals alike. With a population of just over 8,000, this community offers a close-knit feel while being conveniently located near larger cities like Greenville and the Dallas-Fort Worth Metroplex.

Commerce is home to Texas A&M University-Commerce, which injects youthful energy into the city and provides a variety of cultural and sporting events. The city boasts beautiful parks, recreational facilities, and local shops that make it easy to enjoy a leisurely day out. Whether you’re exploring the scenic trails at the Commerce City Park or savoring a meal at one of the cozy local diners, there's always something to do in this welcoming community.

For those looking to settle down in Commerce, you’ll be delighted to discover an array of charming homes available for under $400,000. From cozy single-family residences to modern townhomes, the real estate market here offers something for everyone. These affordable options make it an ideal place for first-time homebuyers, families seeking more space, or even retirees looking to enjoy a peaceful lifestyle.

In Commerce, you can find a home that suits your needs without breaking the bank. With its rich culture, strong educational presence, and a welcoming community, Commerce, Texas, is not just a place to live – it's a place to thrive. Come explore the possibilities and find your perfect home in this delightful city!

Newest Commerce Homes under $400,000

$124,900

2 Beds ⋅ 2 Baths ⋅ 21422691 MLS

Mid-century brick home on a corner lot close to East Texas A&M University. Built in 1960, this single-story 2 bed, 2 bath home offers approximately 1,840 sq ft per assessor on approximately 0.34 acre. Original mid-century character includes spacious rooms, brick mock fireplace, a large primary bedroom with sitting area, a separate utility room and a 2-car carport. The roof is new and the HVAC is relatively new, providing a solid starting point for a remodel. The home needs renovation, including new carpet and paint, and offers a clear opportunity to update finishes and build value. Commerce ISD. Buyer to verify all information.

1400 Aldridge St, Commerce

$125,000

4 Beds ⋅ 3 Baths ⋅ 21422370 MLS

This 4 bedroom, 3 full bath home offers 2,226 square feet with a 2-car attached garage. Built in 1976, it has a solid layout and plenty of space but needs updating and repairs, making it a great chance for investors, rehabbers, or buyers ready to add sweat equity and build value. Bring your vision and make it your own. The property is being sold AS IS, and the seller will make no repairs. Buyer to verify all information, including schools and measurements. Zoned to Commerce ISD. Close to Commerce shopping, dining, and Texas A&M University-Commerce. Schedule your showing today!

3040 Choctaw Rd, Commerce

$249,900

4 Beds ⋅ 2 Baths ⋅ 21417901 MLS

Welcome to this lovely single-story brick home nestled on a 0.35-acre corner lot with mature trees bringing great curb appeal. The heart of the home is a cavernous living room featuring a cozy fireplace and custom built-in cabinets. The spacious kitchen is an entertainer's dream, complete with a center island, walk-in pantry, and an attached breakfast nook. Retreat to the oversized primary suite (20x18) which features an ensuite bath and a large walk-in closet. Don't miss the versatile 18x7 bonus storage room packed with built-in cabinetry—perfect for a hobby room or utility space! Outside, enjoy a sprawling, wood-fenced backyard with mature trees, a huge storage building-workshop (that could be converted into a small living space), and a large covered patio. Side-entry 2-car garage. Set up a time to come view now to start making this your place to make memories and build a beautiful life!

2729 Tanglewood Dr, Commerce

$239,900

4 Beds ⋅ 2 Baths ⋅ 21417494 MLS

Enjoy easy country living just outside Commerce on 2 peaceful acres. This spacious 4-bedroom, 2-bath home offers a long covered front porch for morning coffee, a rear deck perfect for family cookouts, and open living and dining areas that flow into a kitchen with a generous island. Split-bedroom layout, primary bath with garden tub, plus a carport and storage shed. Quiet rural setting with a short drive into town. Traditional financing may be limited as this is a twice-moved manufactured home; VA or specialty lenders may be options for qualified buyers.

5716 County Road 4516, Commerce

$115,000

3 Beds ⋅ 2 Baths ⋅ 21415842 MLS

Discover a great opportunity with this versatile property located just blocks from Texas A&M University–Commerce! Whether you are an investor looking for a rental, a first-time homebuyer looking for something affordable, or a handy buyer ready for a rewarding project, this house is packed with potential. Key Highlights & Recent Upgrades: Fantastic Location: Situated just moments from campus, local dining, and shopping. Fresh Updates: Freshly painted interior, bringing new life to the home. Siding Started: Two sides of the exterior siding have already been replaced. Materials Included: All remaining siding materials stay with the house, making it seamless for the new owner to finish the project and lock in value! Bring your vision and tools to complete the finishing touches on this promising gem. Opportunities like this in such a convenient location don't last long—schedule your showing today!

2009 Pecan St, Commerce

$369,000

6 Beds ⋅ 4 Baths ⋅ 21411229 MLS

Beautiful new-construction duplex conveniently located near East Texas A&M University. Each unit features an open-concept layout with abundant natural light, wood-look flooring, and modern finishes. Kitchens offer white shaker cabinets, quartz countertops, stainless steel appliances, tile backsplashes, and a spacious island with seating. Designer lighting, matte black fixtures, and natural wood barn doors add character throughout. Additional features include walk-in closets with built-in shelving and bathrooms with tiled tub surrounds. Each unit has a covered patio and private, wood-fenced backyard. An excellent opportunity for investors or buyers looking to live in one unit and rent the other.

1802 Division St, Commerce

$189,000

21409897 MLS

This well-located duplex in Commerce Texas is an ideal investment opportunity to add to your portfolio. The two units are both 2 bedroom, 1 bath with a large living room and eat in kitchen with appliances. Both sides are approximately 850 square feet and each unit has a one-car garage with inside entry. Low maintenance flooring and kitchen appliances and HVAC. Close proximity to East Texas A&M University and retail nearby along Culver St. One unit is currently under lease. Current rent is $850 per unit. Financial statements available upon request. Units are identical reverse floor plans. Access is available to the vacant unit and access to the occupied unit can be made prior to submitting an offer. The property is being offered by the Receiver and the sale is subject to approval by the Court.

2603 Mayo St, Commerce

$280,000

3 Beds ⋅ 2 Baths ⋅ 21408098 MLS

NEW! NEVER LIVED IN. Under construction, est. complete January 2027! The Laurel from Bloomfield Homes is a modern single-story with an open-concept living space, 3 bedrooms, 2 baths, a full 2-car garage - loaded with upgrades that add value buyers look for! Sits on large pie-shaped lot on a street bend. Texas-made brick surrounds the exterior for classic curb appeal, enhanced by full gutters, 8' front door, fully bricked front porch, and a landscaping package that comes with stone-edged flower beds. Two bedrooms sit off the main entry hall off to one side of the home, while your Primary Suite sits on the opposite side of the home and showcases backyard views! A large shower, roomy vanity, and spacious walk-in closet check off all your boxes in the primary ensuite. Granite countertops are found throughout the home, complementing the contemporary flat panel cabinetry that comes with long pulls already installed. Life flows naturally in the main living area, where the Family Room and Dining Nook are joined by an island kitchen. Walls of cabinets and a separate pantry ensure maximum storage, barstools fit perfectly under the island, and the dining nook has a window seat that has multiple uses. Gas stainless steel appliances are included, as well as a matching glass and SS vent hood! In the laundry room, a mud bench provides a quick drop-off spot as you come and go. Also great for busy lives are the large-body tile floors in wet areas (kitchen, dining, laundry baths and foyer) that promise easy maintenance! Soft carpet is underfoot in the family room and bedrooms. Upgrades continue with 2-inch faux wood blinds added, a covered rear patio with a gas drop to connect your grill, and exterior lighting. Don't miss out on this rare offer to buy new at such a great price! Bloomfield Homes at East Oak Creek is open daily to learn more.

245 Eagle View Ln, Commerce

$259,000

3 Beds ⋅ 2 Baths ⋅ 21402827 MLS

Welcome to this charming home for sale in Commerce, Texas! This affordable 3-bedroom, 2-bath residence boasts a fantastic layout, perfect for both relaxation and entertaining. With tall ceilings that enhance the sense of space and light, you'll feel right at home from the moment you step inside. The generous living areas provide plenty of room for family gatherings or cozy nights in. Don't miss this opportunity to own a fantastic property that combines comfort and value in a welcoming community. For more information please contact listing agent.

1515 Caddo St, Commerce

$189,000

2 Beds ⋅ 1 Baths ⋅ 21394340 MLS

Country living with a modern farmhouse feel! Situated on just over an acre outside Commerce, this charming 2-bedroom, 1-bath home offers an efficient layout with an open, bright interior and plenty of room to enjoy the outdoors. Built in 2017, the home features luxury vinyl plank flooring, recessed and decorative lighting, an open living and kitchen area, and a clean neutral finish throughout. The kitchen offers generous cabinet and counter space, stainless appliances, and an eat-in dining area. Both bedrooms feature walk-in closets with custom closet systems, while the spacious bathroom includes dual sinks and built-in cabinetry. A convenient stacked washer and dryer area helps maximize the home's 720 square feet. Outside, enjoy covered front and rear porches overlooking approximately 1.01 acres with a large backyard, dog run, and room for animals. The property is served by co-op water, co-op electric, and an aerobic septic system, with no known restrictions or HOA. A great option for anyone looking for a manageable home with some breathing room and a little piece of the country just outside Commerce.

5259 County Road 4604, Commerce

$369,000

6 Beds ⋅ 4 Baths ⋅ 21393056 MLS

Welcome to this beautifully designed new-construction duplex conveniently located near East Texas A&M University. Modern finishes, thoughtful details, and a warm neutral palette give each unit a stylish yet comfortable feel. The eye-catching exterior features soft sage-green tones accented by bold black details, while inside, an open-concept layout is filled with natural light and finished with light-toned luxury vinyl plank flooring, crisp white walls, matte black fixtures, and contemporary lighting. Each kitchen features white shaker-style cabinetry, marbled quartz countertops, stainless steel appliances, and a modern tile backsplash, flowing seamlessly into the living and dining areas. A striking floor-to-ceiling black accent wall with an electric fireplace and natural wood mantel creates a beautiful focal point in the living space. Additional touches, including a statement barn door, spacious bedrooms, modern bathrooms, and generous storage, add character and functionality throughout. Outside, each unit offers its own private, wood-fenced backyard and covered patio, providing plenty of space to relax or entertain. Modern design, private outdoor spaces, and an excellent location make this duplex one you won’t want to miss!

1814 Division St, Commerce

$80,000

21383605 MLS

Versatile shop and workspace opportunity in Commerce! This standalone building offers a generous footprint and plenty of potential for a variety of uses. The property features multiple garage-style overhead doors, providing excellent access for vehicles, equipment, storage, or workshop needs. An additional exterior door offers convenient access to the building, while the surrounding lot provides ample room for parking, work space, or future improvements. Tucked among mature trees, this property offers a unique combination of functionality and privacy while still being conveniently located in Commerce. Whether you're looking for a dedicated workshop, storage space, or an investment opportunity, this property is ready for your vision. An affordable opportunity to secure your own space with plenty of possibilities. Come take a look and imagine what you could do with it! Property across the street also for sale. Can be purchased separately or together.

1705 Morse St, Commerce

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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Commerce Homes under $400,000

Newest Commerce Homes under $400,000

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