Blue Ridge Homes under $400,000

Welcome to Blue Ridge, Texas – a hidden gem nestled in the heart of Collin County! This charming city offers a perfect blend of small-town charm and modern conveniences, making it an ideal place to call home. With its picturesque landscapes, friendly community, and rich history, Blue Ridge is a haven for those seeking a peaceful lifestyle without sacrificing access to urban amenities.

One of the standout features of Blue Ridge is its affordability. For homebuyers looking for properties under $400,000, this city presents an array of options that cater to various tastes and preferences. From cozy single-family homes with spacious yards to modern townhouses, Blue Ridge has something for everyone. Imagine sipping your morning coffee on a sunny porch, surrounded by the tranquility of nature, all while being just a short drive from the bustling cities of McKinney and Plano.

The community here is vibrant and welcoming, with local events that foster connections among neighbors. Enjoy weekend farmers' markets, seasonal festivals, and outdoor activities that highlight the stunning natural beauty of the area. Families will appreciate the top-rated schools and safe neighborhoods, making Blue Ridge an excellent choice for raising children.

Whether you're a first-time homebuyer, looking to downsize, or seeking a peaceful retreat, Blue Ridge offers an inviting atmosphere and a fantastic quality of life. With homes under $400,000, your dream of owning a piece of Texas can become a reality. Come explore Blue Ridge – where community, comfort, and affordability come together!

Newest Blue Ridge Homes under $400,000

$312,767

3 Beds ⋅ 2 Baths ⋅ 21406931 MLS

MLS# 21406931 - Built by Impression Homes - Ready Now! ~ Designed for single-story open-concept living, the Mesquite at Creekside Ranch offers 1,791 square feet across 3 bedrooms, 2 bathrooms, and a 2-car garage. The kitchen anchors the home with a large center island and walk-in pantry, opening to the family room and dining area. The primary bedroom sits at the rear of the home with a large walk-in shower and oversized walk-in closet. Secondary bedrooms are on the same level. A covered backyard patio extends the living outside. *Representative Image – Features, colors & specifications may differ per home

1605 Potomac Ln, Blue Ridge

$291,637

3 Beds ⋅ 2 Baths ⋅ 21406908 MLS

MLS# 21406908 - Built by Impression Homes - Ready Now! ~ At Creekside Ranch, the Cottonwood floorplan delivers 1,500 square feet of single-story, open-concept living with 3 bedrooms, 2 bathrooms, and a 2-car garage. A covered entry welcomes you inside, where the family room, dining area, and modern kitchen create an open flow across the main living spaces. The kitchen is anchored by a large center island and walk-in pantry, bringing everyday function to the heart of the home. The primary suite is set at the rear of the home with a large walk-in shower, and walk-in closet. Two secondary bedrooms are positioned on the same level, while a separate utility room, coat closet, and linen closet add thoughtful storage throughout the layout. A covered backyard patio extends the living space outside. *Representative Image – Features, colors & specifications may differ per home

1717 Riverside Trl, Blue Ridge

$251,990

3 Beds ⋅ 2 Baths ⋅ 21404934 MLS

New Construction by DR Horton. This beautiful 1 story home offers 3 Bedrooms, 2 Bathrooms, 2 Car Garage, and Covered Patio. Energy efficient, and smart home features included.

1812 Misty Brook Dr, Blue Ridge

$300,000

4 Beds ⋅ 2 Baths ⋅ 21391711 MLS

Acreage, a pool, and plenty of room to enjoy it all. Located in Blue Ridge, this 4 bedroom, 2 bathroom property sits on an acre and offers a spacious layout with an open flow between the living room, kitchen, dining area, and den. Step outside to a backyard made for enjoying the Texas outdoors, complete with an inground pool, covered patio, fire pit, two storage sheds, and a storm shelter. The generous lot gives you space to spread out while still being close enough to surrounding communities for an easy commute. If you're looking for more land, more outdoor space, and the opportunity to make a property your own, this Blue Ridge home is worth seeing. Motivated seller—schedule your showing today!

10288 Fm 1377, Blue Ridge

$260,900

3 Beds ⋅ 2 Baths ⋅ 21382775 MLS

Welcome home to the Hawthorn at 406 Hay Field Drive! Situated on an interior lot, this thoughtfully designed home offers 3 bedrooms, 2 bathrooms, 1,301 square feet of living space and an attached two-car garage. The open-concept layout seamlessly connects the kitchen, dining area and spacious family room, creating an inviting space for everyday living and entertaining. The kitchen features stainless-steel Whirlpool® appliances, beautiful countertops, ample cabinetry and stylish finishes. The private primary suite offers a relaxing retreat, while two secondary bedrooms provide flexible space for guests, a home office, workout room or hobbies. Spacious closets and thoughtfully planned storage make it easy to keep everything organized. Outside, enjoy a professionally landscaped and fenced backyard with plenty of space to relax and enjoy the outdoors. Located in Blue Ridge Crossing near Highway 78, this home offers convenient access to shopping, dining and recreation and is zoned to Blue Ridge ISD. Community amenities include a children's playground, cornhole, a gazebo, picnic areas, BBQ grills, walking and jogging trails, and a pond. With desirable upgrades included and a functional single-story design, the Hawthorn has everything you need to feel right at home. Make your move to 406 Hay Field Drive and discover all that Blue Ridge Crossing has to offer!

406 Hay Field Dr, Blue Ridge

$292,000

3 Beds ⋅ 3 Baths ⋅ 21376358 MLS

Charming, beautifully updated 3-bedroom, 3-bathroom traditional home located in the heart of Blue Ridge! Situated on a spacious 0.30-acre lot with no HOA, this single-story detached property offers a perfect blend of comfort and functionality. Step inside to find an inviting 18x15 living room featuring luxury vinyl plank flooring and a ceiling fan, leading into an impressive, fully equipped kitchen. Ideal for hosting, the kitchen boasts a large island, breakfast bar, Corian countertops, a pantry, and a walk-in pantry, opening directly into the dedicated dining space. The versatile layout uniquely includes two expansive primary suites each 17x12 complete with walk-in closets and ceiling fans, alongside a comfortable third bedroom. All three full bathrooms are beautifully finished with built-in cabinets and Corian surfaces. Enjoy the outdoors from your covered and enclosed patio-porch, offering plenty of space in the generous yard. Additional features include a detached 2-car garage-carport space, a dedicated utility room, a composition roof, and central electric heating and cooling. Students will attend the highly regarded Blue Ridge ISD.

315 S Business Highway 78, Blue Ridge

$341,791

3 Beds ⋅ 2 Baths ⋅ 21371413 MLS

MLS# 21371413 - Built by Smith Douglas Homes - Jan 2027 completion! ~ The Avondale is a beautiful home with excellent curb appeal and a welcoming design. It features a center island kitchen, a dining room, and a large family room connected to a covered back patio, making it perfect for entertaining. The owner's suite is in the back, offering a luxurious retreat with two walk-in closets, a linen closet, and easy access to the laundry room. Additionally, there are two bedrooms and a full bath in the front of the home, and a private study that can be converted into a fourth bedroom.

305 Heritage Grove Rd, Blue Ridge

$267,580

3 Beds ⋅ 2 Baths ⋅ 21371384 MLS

MLS# 21371384 - Built by Smith Douglas Homes - January 2027 completion ~ The efficiently designed Foxcroft offers a lot of home at a great value. This home's open living design functions nicely, featuring a popular open - concept kitchen, a center island for countertop dining, and an adjacent breakfast nook and family room. The Foxcroft features up to three bedrooms and two baths, one of which is a private owner's suite. Plus, this home allows the flexibility to convert one or both extra bedrooms into a study, a dining room, or both!

200 Crestside Dr, Blue Ridge

$321,035

4 Beds ⋅ 2 Baths ⋅ 21371342 MLS

MLS# 21371342 - Built by Smith Douglas Homes - December 2026 completion ~ The Hampton is a thoughtfully designed 1,754 - square - foot ranch home that brings together comfort and everyday convenience. A covered front entry welcomes you inside, while the two - car garage offers easy access just steps from the kitchenmaking daily routines, like unloading groceries, simple and efficient. The open - concept kitchen, breakfast nook, and family room create a connected living space that works well for both relaxing and gathering. An integrated covered back patio extends the living area outdoors. The owners suite includes a walk - in closet and a well - appointed bath with water closet and optional tub or shower layouts. With four bedrooms total, including the option to convert one into a study, the Hampton offers flexible spaces designed to fit a variety of needsall on one level.

204 Crestside Dr, Blue Ridge

$352,520

4 Beds ⋅ 3 Baths ⋅ 21371315 MLS

MLS# 21371315 - Built by Smith Douglas Homes - Nov 2026 completion! ~ A covered front porch greets you with an elegant exterior for great curb appeal. Directly inside you will find the dining room to one side that can be optioned into a study with French doors. The open concept kitchen, breakfast, and family room toward the back of the home provide lots of natural light and a large and open gathering area. The owner's suite is tucked away at the back of the first floor with an ensuite bathroom with many customizable options to suit your needs. The second floor contains the three secondary bedrooms, an optional 3rd bathroom, an open loft as well as a bonus room. Many styles of covered patios are available to choose from to complete the home of your dreams.

307 Tree Haven Dr, Blue Ridge

$205,000

3 Beds ⋅ 1 Baths ⋅ 21367731 MLS

Welcome to Your Beautifully Renovated Three-Bedroom home with option to purchase adjacent 0.97 empty lot for the ultimate retreat! Step into comfort and style in this recently renovated three-bedroom home, thoughtfully updated to offer modern living in a warm and inviting space. The open layout and luxury vinyl wood flooring (NO CARPET!) create a seamless flow throughout the home, making the space feel both bright and welcoming from the moment you enter. The fully remodeled kitchen features granite countertops, stainless steel appliances, updated cabinetry, and generous storage—perfect for everyday meals or hosting friends and family. The primary bedroom serves as a peaceful retreat, offering a comfortable space to relax and unwind at the end of the day. The secondary bedrooms are well-sized and versatile—ideal for welcoming guests, creating a home office, or accommodating additional living needs. The bathroom has been tastefully updated with modern fixtures, fresh finishes, and a sleek vanity, offering a clean and contemporary feel. Step outside to enjoy your own private, fenced backyard—an ideal space for relaxing, gardening, entertaining, or simply unwinding outdoors. This move-in-ready home offers the perfect blend of style, functionality, and comfort. Schedule a private showing today and ask about the adjacent 1 Acre lot! MLS: 21057340

1166 N Business Highway 78, Blue Ridge

$320,485

4 Beds ⋅ 2 Baths ⋅ 21364265 MLS

MLS# 21364265 - Built by Smith Douglas Homes - Ready Now! ~ The Davenport II offers expansive single level living space with so much flexibility. When entering the front of the home you'll have the choice of a living room, study or dining room. The spacious kitchen opens up to the family room with a large kitchen island, perfect to gather round. If you don't need 4 bedrooms, you may choose to build the home with 3 and use the flex area for a hobby space. If you need more bedrooms or just wish to have a loft, you may choose to add the optional bonus which can be configured as a large entertaining area or as a loft with additional 5th bedroom and full bathroom.

312 Heritage Grove Rd, Blue Ridge

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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